Mortgage Guide
Not sure what a secured loan is? Wondering what it means to pay down your principal balance? We'll guide you through everything you need to know about how mortgages work and how to find the best loan for you.
Cosigning a mortgage loan
Getting a co-signer can help make homeownership possible and can be a great option, but there are some risks to the co-signer. Here’s what you need to know.
A guide to closing documents for buyers
Not sure which documents to expect at closing? Learn more about the documents you will need to sign, approve and review to close on a real estate deal.
Featured resources
Does mortgage preapproval affect credit scores?
Worried that getting preapproved for a mortgage will hurt your credit score? Learn how preapproval impacts your credit, including how much and for how long.
Getting a mortgage when self-employed: Learn how to qualify
Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.
Historical mortgage rates: 1971 to 2025
See how mortgage interest rates have changed since the government began tracking them in 1971. Understanding the history can help you evaluate current rates.
How are mortgage rates determined?
Discover what determines interest rates with our in-depth analysis. Explore how economic trends, credit scores, and more impact mortgage rate decisions.
How does bankruptcy affect your mortgage?
Wondering how bankruptcy affects a mortgage? Learn what happens to a mortgage if you file for bankruptcy and what it could mean for future home loans.
How does inflation affect interest rates?
When inflation increases, interest rates on new mortgages and ARMs increase too. Learn more about the relationship between inflation and mortgage rates.
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