Mortgage Basics
Knowing the basics allows you to start browsing homes and refinance options at any time. Learn about general mortgage topics and terms.
Mortgage Basics
Knowing the basics allows you to start browsing homes and refinance options at any time. Learn about general mortgage topics and terms.
Mortgage Guide
Not sure what a secured loan is? Wondering what it means to pay down your principal balance? We'll guide you through everything you need to know about how mortgages work and how to find the best loan for you.
Mortgage Terminology
From APR to amortization, mortgages come with a lot of tricky terminology. But it doesn't have to remain a foreign language.
Servicing
Explore articles and guides about servicing.
Featured resources
Does mortgage preapproval affect credit scores?
Worried that getting preapproved for a mortgage will hurt your credit score? Learn how preapproval impacts your credit, including how much and for how long.
Getting a mortgage when self-employed: Learn how to qualify
Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.
Historical mortgage rates: 1971 to 2025
See how mortgage interest rates have changed since the government began tracking them in 1971. Understanding the history can help you evaluate current rates.
How are mortgage rates determined?
Discover what determines interest rates with our in-depth analysis. Explore how economic trends, credit scores, and more impact mortgage rate decisions.
How does bankruptcy affect your mortgage?
Wondering how bankruptcy affects a mortgage? Learn what happens to a mortgage if you file for bankruptcy and what it could mean for future home loans.
How does inflation affect interest rates?
When inflation increases, interest rates on new mortgages and ARMs increase too. Learn more about the relationship between inflation and mortgage rates.
Ready to move forward?
Get a verified approval letter in as little as 24 hours. No commitment required to see your personalized options.