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Current Rates Overview

Today's competitive rates for qualified borrowers.

30-Year Fixed (Conventional)

Popular
6.625% Rate
APR 6.74%
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15-Year Fixed (Conventional)

5.875% Rate
APR 6.05%
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30-Year Fixed (Jumbo)

6.875% Rate
APR 6.98%
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30-Year FHA Fixed

6.375% Rate
APR 7.15%
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30-Year VA Fixed

6.250% Rate
APR 6.45%
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30-Year USDA Fixed

6.250% Rate
APR 6.86%
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5/6 ARM (Conventional)

Low Rate
5.990% Rate
APR 6.78%
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7/1 ARM (Conventional)

Flexible
6.125% Rate
APR 6.88%
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10/1 ARM (Conventional)

Flexible
6.375% Rate
APR 6.95%
View Details

30-Year Fixed (Conventional)

Popular
6.625% Rate
APR 6.74%
View Details

15-Year Fixed (Conventional)

5.875% Rate
APR 6.05%
View Details

30-Year Fixed (Jumbo)

6.875% Rate
APR 6.98%
View Details

30-Year FHA Fixed

6.375% Rate
APR 7.15%
View Details

30-Year VA Fixed

6.250% Rate
APR 6.45%
View Details

30-Year USDA Fixed

6.250% Rate
APR 6.86%
View Details

5/6 ARM (Conventional)

Low Rate
5.990% Rate
APR 6.78%
View Details

7/1 ARM (Conventional)

Flexible
6.125% Rate
APR 6.88%
View Details

10/1 ARM (Conventional)

Flexible
6.375% Rate
APR 6.95%
View Details

*Rates are based on a $300,000 loan amount and credit score of 740+. Your actual rate may vary based on your specific situation.

Calculate your monthly payment

Rates are just one piece of the puzzle. See what your actual monthly payment would look like based on your down payment and loan term.

$
%
Estimated Monthly Payment (Principal & Interest)
$2,398

Frequently Asked Questions

What's the difference between Interest Rate and APR?
The interest rate is the cost you pay each year to borrow the money, expressed as a percentage. The Annual Percentage Rate (APR) includes the interest rate plus other charges or fees such as mortgage insurance, closing costs, and points. APR is a broader measure of the cost of borrowing.
How often do mortgage rates change?
Mortgage rates can change daily, and sometimes multiple times a day. They are influenced by the bond market, inflation, and economic news. At Visto, we update our rates in real-time to ensure you have the most accurate information.
When should I lock my rate?
It depends on your timeline and risk tolerance. If you are happy with the current payment and closing soon, locking is often the safer bet. Our loan officers can help you decide based on current market volatility.

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